It is already known all over the world that medical care is expensive and medical bills are exaggerated in the United States. According to statistics, there are and umm more people in the United States are bankrupt because of sickness to pay the bills. In a nutshell: a small illness can cost you a fortune, and a major illness can bankrupt you. But living in the United States, it is always tempting to invite your parents or family members or friends to come and visit the United States. Especially when you invite your parents to stay in the U.S., it's sometimes a real panic when you don't have insurance. Therefore, it is necessary to purchase a travel insurance policy when traveling in the United States. Travel insurance also reduces the risk of being locked up at customs.

In addition to specialists, family doctors in the U.S. require appointments far in advance, so if you have an unexpected illness the best way is to go to Urgent Care or ER.

• Urgent Care: TheUrgent care clinics. Urgent Care is usually able to handle sudden illnesses such as colds, fevers, flu, fractures, etc. The opening hours of different emergency clinics are different, so please check in advance. In addition, Urgent Care is like the clinics in China, you can go to the clinic as you like, no need to make an appointment in advance.
• Emergency Room (ER).Emergency room. You can go to the ER in case of emergency, such as a sudden pregnancy, etc. The ER does not consider your ability to pay or other circumstances that require you to be treated. The ER is usually open 24 hours a day, so if you have an emergency, you can go to the ER, but the waiting time in the ER will vary depending on your situation, and the ER is usually more expensive.

When purchasing, the following points need to be noted.

• Acute onset of pre-existing condition: Generally speaking, it is hypertension, high blood pressure, etc., because many travel insurance policies do not cover this item. In the time of claim settlement will also be extended because of this problem.
• Length of stay: is there a limit and can insurance be extended or cancelled?
• Purchase Restrictions: Is it not available once the insured person arrives in the United States? Or is it not available for purchase in some cities.
• Included items: Does it include Urgent Care, ER, ambulance, hospitalization, etc.?
• Network Provider: What hospitals or doctors will provide treatment?
• Dental Insurance: Is dental insurance included? However, dental visits in the United States are generally not recommended.